Dear Colleagues,
“ Balance Checking Software App “ is an software application is doing rounds on WhatsApp purportedly to facilitate checking of balance in customers' bank accounts. The Reserve Bank of India (RBI) on Saturday (11th April 2015)warned the general public that it has not developed any software application allowing a person to check balances in various bank accounts. In a statement, the central bank said that it has come to its notice that an software application is doing rounds on WhatsApp purportedly to facilitate checking of balance in customers' bank accounts.
The software application has the RBI logo on it with the title 'All Bank Balance Enquiry No' and has listed several banks with either mobile number or call center number.
http://rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=33674
Following mobile security best practices can help you avoid becoming a victim of cybercrime. The following are best practices to keep your mobile devices secure:
- Lock the device with a password or Personal Identification Number (PIN): While most mobile devices now contain password / PIN lock options, they are not always on by default. Also, if your device has an auto-lock timer (to place it into locked mode after a period of time) use it. Activating this security measure can help you avoid problems, in case of loss or theft of your mobile device.
- Install App's only from trusted sources: Ensure you shop at reputable app stores, which would be more likely to be concerned about their public image and credibility. Android users, in particular, should be cautious installing apps from ‘unknown sources’.
- Back up your data: Most simple solution is to back the data up to another hard drive,
- Keep your system updated: Software updates often include security upgrades that close newly-discovered vulnerabilities.
- Do not hack (jail-break) your device: Hacking or ‘jail-breaking’ a device to free it from the limitations set by a provider can leave you more vulnerable to intrusion
- Remember to log out of banking and shopping sites : After banking or shopping, log yourself out instead of just closing the browser. Also, you should bank or shop with a mobile device only while on a secure Wi-Fi connection – not an open connection shared by other users, such as those found in cafés and airports.
- Turn off Wi-Fi and Bluetooth services when not in use: Cybercriminals often look for unsecured devices using Wi-Fi and Bluetooth signals. One easy way to prevent this kind of intrusion is to turn off your Wi-Fi and Bluetooth transmitter.
- Avoid sending personal information via Text or Email: This is a common practice of cyber criminals. Instead of replying with any personal information, take your response offline, and contact the business directly to confirm the message’s authenticity, and answer any questions. Similarly, sending personal information via email is ill-advised, as a copy of this data would be stored in your Sent folder, and possibly placed in the wrong hands if the device is lost.
- Be careful what you click: Links and attachments in any unsolicited email should be treated as suspicious, even if the message appears to be coming from someone you know
- Install a Mobile Security App :Cybercriminals are relentlessly working on the creation of malware to uncover your valuable digital assets. Mobile Security software is a critical component in your defense against becoming a victim.
Your efforts will help keep us all safe and secure. Thank you.
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